Hi, I'm Huimin.

Do you know what your policies actually cover?

I'm a financial consultant in Singapore. I review what you already have, then help you plan for every stage of life, and for what you pass on to the next generation.

Let's talk on WhatsApp See how I can help

Huimin, smiling, seated at a table with her hand resting under her chin, in front of a window overlooking the city

Every stage of life has its own questions.

Scroll through a life, from the first day to the legacy you leave, and see where I can help at each stop.

A new arrival

Is your little one covered?

Hospitalisation and protection cover for the family, so your new arrival is looked after from day one.

School and university

Planning for their education

Education planning that grows with them, and help understanding their first hospitalisation plan.

Starting work

Where does your first salary go?

A first review of your protection, savings habits and CPF, so good money habits start early.

Dating and commitment

Planning for two

Who is covered, and who would be looked after if something happened. Let's sort it out together before the big commitments.

Marriage and a home

Who depends on you?

Life, critical illness and disability protection for the people who rely on you, alongside your home and family commitments.

Your busiest years

Too busy to check what you own?

I bring your policies, investments and CPF into one clear picture, then give you an honest second opinion that's easy to understand.

Time for yourself

Ready to slow down?

Retirement income planning, and how your CPF and Retirement Account (RA) fit into it.

Looking after the next generation

What will you leave behind?

Wills, trusts and estate planning, plus your Lasting Power of Attorney (LPA) and Advance Medical Directive (AMD), so your wishes are clear and your family knows what to do.

Illustrative life stages. General information only, not financial advice.

How I can help

Most people in Singapore have a mix of policies, CPF and savings picked up over the years, and no one place that shows how it all fits together. That is where I start.

Portfolio review

Not sure what you actually have? Policies from different years, CPF, savings and investments, all in different places. I pull everything into one clear picture and walk you through it in simple terms, like a second opinion before a big decision.

Insurance planning

Covered, or just assuming you are? I look at your life, hospitalisation, critical illness and disability cover as a whole, so you can see where you are protected and where there may be gaps.

Investment and retirement planning

Wondering if you are heading towards the retirement you want? I help you see how your savings and investments fit together over the long term, so you can plan with clarity instead of guesswork.

CPF planning

CPF and RA feel confusing? You are not alone. I help you make sense of your CPF and Retirement Account (RA), and how they work alongside the rest of your plan.

Estate planning, wills and trusts

Who gets what, and who looks after them? I help you put it in writing, through wills and trusts, so your wishes are followed. I am a certified estate planner.

Read my guide to the Lasting Power of Attorney (LPA) →

Mummy consultant

Baby coming and totally blur? Which hospital? Which gynae? What to buy, and what to skip? As a mum of two, I draw on years of first-hand experience and the stories of many other mums to help you decide with confidence. Message me, and I'll guide you through it all, from childbirth experiences in different hospitals and maternity insurance to confinement help, nannies, organic food and baby-led weaning. Think of me as your go-to for all things baby.

Claims Support System

If something happens to you, your family should not have to piece it together.

If you are in a coma, or have passed away, your loved ones may not know which policies you have, or that there could be a claim or payout waiting for them. My team and I built the Claims Support System so they will know what you have, who to contact and where to start, at a time when they need it most.

These are the main areas I help with. If yours isn't listed, just ask.

What my clients say

“Without any hard selling, she provided a well-balanced perspective, offering both professional insights and thoughtful advice as a friend.”

Melvin and LorraineService Engineer and Accountant

Read their story

We first got to know Huimin through church, and over time, we grew closer. As our wedding coordinator, she impressed us with her strong attention to detail, exceptional planning, and coordination skills. So when she became a financial consultant, it felt natural to put our trust in her.

From our very first consultation, Huimin proved to be sincere, meticulous, and well-prepared. She went above and beyond by carefully reviewing our existing policies and taking the time to understand our retirement goals, ensuring her advice was tailored to our needs. What stood out most was her ability to address our concerns with clarity and honesty. Without any hard selling, she provided a well-balanced perspective, offering both professional insights and thoughtful advice as a friend.

Her approach made us feel heard, valued, and confident in our decisions. We highly recommend Huimin to anyone seeking a trustworthy and knowledgeable financial consultant. Beyond her expertise, she genuinely cares about helping people achieve financial freedom and peace of mind. She introduced us to products that aligned with our risk appetite and budget, making our financial journey both disciplined and sustainable.

With Huimin, you’re not just getting a consultant; you’re gaining a dedicated partner in your financial well-being.